Introducing Our. . .
"Smart Savers Club" For Kids 10 years old & younger
Hamilton Horizons is committed to helping young people build a secure financial future for themselves. In keeping with this commitment, we’re introducing our new Smart Savers Club for kids. Beginning April 15th, 2002, any child who opens an account at Hamilton Horizons with a minimum deposit of $10 will receive a lifelike vinyl piggy bank to gather their future deposits. (Any child who already has an Hamilton Horizons account with a minimum balance of $10 may receive a bank at the time of their next deposit, while supplies last.) Also, every time a child makes a deposit into their credit union account, they will be given a prize. Prizes will vary, but may include stickers, toys, and activity books.

Help your child learn the importance of saving. Call or stop by our office to open a Smart Savers Club Account in their name!

Student Survival Kit

Student Checking Account
For many students, a checking account is more than just a convenience - it's a necessity. A Hamilton Horizons FCU Student Checking Account offers lots of money-saving benefits, including no minimum balance requirement, no per-check charges and first order of checks free. We also offer an ATM card, which allows you to access your credit union accounts anytime day or night.

VISA Check Card
The VISA Check Card, one of the most popular financial products on the market today, is available at Hamilton Horizons FCU free of charge. You can use your VISA Check Card to pay for purchases anywhere VISA is accepted. The purchase amount will be deducted automatically from available funds in your credit union Checking Accoun. You can also use it to get cash at any ATM that displays the VISA logo.

VISA Classic Credit Card
Open a Hamilton Horizons FCU VISA credit card account and start learning how to use credit the smart way. We'll give you a credit limit of $250 to $500 automatically, so you can begin to establish a good credit record that will help you in years to come. Our VISA card has an everyday low rate of 13.92% APR*, no annual fee, and is accepted worldwide

Convenient Account Access
We offer a free audio response system, Call 24, which you can use to chewck your account balances, make loan payments, and conduct a variety of other transactions, all from any touch-tone phone. Available Summer 2003, our new Online Banking service will give you online access to you Hamilton Horizons FCU accounts!

New & If you need a car to get to and fro school, a Hamilton Horizons FCU New or Used Vehicle Loan is a great way to finance it. Our Vehicle Loans have low rates and flexible repayment terms.

Student Loans
To help you pay the rising costs of tuition, we offer government guaranteed student loans. Both Stafford Loans for students and PLUS Loans for parents are available.

Sign Up Today!
To be eligible to apply for our Student Survival Kit, you must be a credit union member. You can join the credit union simply by making an initial deposit of $5.00 or more into your Hamilton Horizons FCU Share Savings Account. That's all there is to it. Students under the age of 18 must have a parent's cosignature to apply for these products and services.

To receive more information about any or all of the products in our Student Survival Kit, fill out and return the attached response card today!